Education
Health
Bharuch Gets 24×7 Neuro and Spine Super-Speciality Hospital with Advanced Robotic Rehabilitation Facilities
Bharuch (Gujarat) [India], August 20: Residents of Bharuch and neighbouring districts will now have access to specialised neuro and spine care within the city with the launch of the Alpha Neuro Spine Hospital & Robotic Rehabilitation Institute.
Located at Skyline Business Hub on Station Road, near Panchbatti Circle, the new hospital has been established as a dedicated centre for neurological, brain, spine and rehabilitation care. The facility was inaugurated by Shri Ishwarsinh Patel, Minister for Water Resources and Water Supplyand Ankleshwar MLA, in the presence of public representatives, administrative officials and other dignitaries.
The inauguration ceremony was attended by several prominent political, administrative and social representatives, including Ankleshwar MLA Ishwarsinh Patel, Bharuch MLA Ramesh Mistry, Aamod MLA D. K. Swami and Jhagadia MLA Ritesh Vasava. Bharuch District Collector Navnath Gavhane and District Superintendent of Police Akshay Raj Makwana were also present on the occasion.
For patients and families dealing with serious neurological conditions, timely access to specialised care can be particularly important. The new facility aims to provide round-the-clock neuro and spine services in Bharuch, potentially reducing the need for patients to travel to larger cities such as Surat, Vadodara or Ahmedabad for specialised treatment.
Round-the-Clock Neurosurgical Support
A major focus of the hospital is the availability of a dedicated neurosurgical team on a 24-hour basis. The specialist team includes Dr. Amit Gamit, Dr. Keyur Prajapati, Prof. (Dr.) Mehul Modi, Dr. Harin Modi and Dr. Jenil Gurnani.
The hospital will also provide rehabilitation services for patients recovering from paralysis, serious injuries, brain-related conditions and spine procedures. Dr. Niraj Bhansali and Dr. Toral Bhansali will be associated with the rehabilitation services.
According to the hospital, the facility will remain operational throughout the year, including for emergency neurological and spine-related cases.
Robotic Rehabilitation Among the Key Features
One of the notable facilities at the new centre is its robotic rehabilitation technology.
Patients recovering from paralysis, brain injuries or spine surgeries can often require structured rehabilitation to regain movement and mobility. The hospital has introduced robotic-assisted rehabilitation systems as part of its rehabilitation programme to support patients during their recovery.
The facility will also offer endoscopic procedures for selected brain and spine surgeries. These minimally invasive techniques may be considered for appropriate cases based on the patient’s condition and medical assessment.
75-Bed Facility with Dedicated Critical Care and Rehabilitation Units
The hospital has been designed to bring neuro-spine treatment, critical care and rehabilitation services together under one roof.
It includes a 50-bed Neuro-Spine Unit, an 8-bed Critical Care ICU and a 17-bed Ortho and Neuro Rehabilitation Unit, taking the total dedicated capacity to 75 beds.
The infrastructure also includes an advanced modular operation theatre, surgical microscope, C-Arm, NCV, EMG, EEG, digital X-ray and a multi-speciality laboratory.
By bringing these services together, the hospital aims to provide patients with a more integrated treatment journey, from diagnosis and surgery to critical care and rehabilitation.
Special Focus on Stroke Emergencies
Stroke care is another area where the hospital has introduced dedicated support. A Stroke Helpline at 9127 108 108 has been launched to assist people seeking urgent guidance in suspected stroke cases.
The hospital has also announced a free ambulance service for patients requiring emergency transportation. In addition, according to the hospital, admitted patients who require blood will be provided the necessary blood support free of cost, subject to availability and applicable procedures.
Such emergency support is particularly relevant in neurological conditions, where seeking medical attention without unnecessary delay can be important.
Cashless and Insurance Facilities Available
The hospital has also made arrangements for Mediclaim and cashless treatment facilities through major insurance providers, subject to the terms and conditions of individual policies.
The inauguration of Alpha Neuro Spine Hospital adds a specialised healthcare facility to Bharuch’s growing medical infrastructure. With 24×7 neurosurgical availability, robotic rehabilitation, advanced diagnostic and surgical equipment, critical care and emergency support, the centre aims to serve patients from Bharuch, Narmada and nearby areas.
For local residents, the availability of specialised neuro and spine services within Bharuch could provide a more convenient option for diagnosis, treatment and rehabilitation, particularly for patients who require timely access to specialist care.
Business
How to Convert Credit Card Purchases into EMI
New Delhi [India], August 24: A Credit Card can offer flexibility to manage everyday smaller expenses as well as occasional larger purchases. However, paying the entire amount in a single billing cycle may not always be convenient. This is where the Equated Monthly Instalment (EMI) facility can help.
Many banks allow eligible Credit Card purchases to be converted into EMIs, enabling customers to repay the amount in smaller monthly instalments over a selected tenure. Understanding how this process works and evaluating your repayment capacity beforehand can help you make informed financial decisions.
What is Credit Card EMI?
Credit Card EMI is a repayment facility that lets eligible purchases made using your Credit Card to be converted into fixed monthly instalments.
Instead of paying the full purchase amount in one billing cycle, you repay it over a chosen tenure. Depending on the bank and the transaction, various EMI options may be available.
The eligibility criteria, available tenure, applicable charges, and interest rates vary from one bank to another.
Which Credit Card Purchases Can Be Converted into EMI?
The types of purchases eligible for EMI depend on the card issuer’s policies and the specific Credit Card.
Eligible transactions commonly include purchases such as:
- Consumer electronics
- Home appliances
- Furniture
- Travel bookings
- Medical expenses
- Online shopping, subject to eligibility
Some merchants also offer instant EMI options during checkout, while other purchases may be converted after the transaction is completed.
How to Convert a Credit Card Purchase into EMI
Although the exact process differs across banks, the general steps are similar.
Step 1: Check Transaction Eligibility
Before requesting EMI conversion, verify whether your purchase qualifies.
Banks may specify:
- Minimum transaction value
- Eligible merchant categories
- Available repayment tenures
- Applicable processing charges or interest
You can usually check this information through Internet Banking, Mobile Banking, or customer support.
Step 2: Select the Purchase
Log in to your Internet Banking or Mobile Banking account and locate the eligible transaction you wish to convert into EMI.
If multiple purchases qualify, choose the one you want to convert.
Step 3: Choose an EMI Tenure
Banks generally offer multiple repayment options.
Depending on the bank, available tenures may range across several months.
Before selecting a tenure, consider:
- Your monthly budget
- Total repayment amount
- Applicable interest and charges
A shorter tenure may reduce the overall borrowing cost, while a longer tenure may lower the monthly instalment amount.
Step 4: Estimate Your Monthly Instalments
Before confirming the conversion, it is advisable to use a Credit Card EMI calculator.
A Credit Card EMI calculator helps estimate:
- Monthly EMI amount
- Total repayment
- Interest payable, where applicable
- Repayment schedule
Using this tool allows you to compare different tenure options and choose one that fits your financial situation.
Step 5: Confirm the EMI Conversion
After reviewing the applicable terms and repayment details, confirm the EMI request through the bank’s digital platform or other available channels.
Once approved, the transaction is converted into EMI according to the selected tenure and the bank’s applicable terms.
Benefits of Converting Purchases into EMI
For planned purchases, EMI conversion can offer several advantages.
These include:
- Spreading the repayment over multiple months
- Easier budgeting
- Improved cash flow management
- Flexibility for higher-value purchases
However, EMI should always be used responsibly after considering the total repayment obligation.
Things to Consider Before Choosing EMI
Although EMI can improve affordability, it is important to evaluate all aspects before proceeding, especially when comparing some of the best Credit Cards available for your needs.
Consider:
- Applicable interest rates
- Processing charges, if any
- Total repayment amount
- Available repayment tenure
- Your existing monthly financial commitments
Using a Credit Card EMI calculator before confirming the conversion can help you make an informed decision.
Tips for Responsible EMI Management
To ensure a smooth repayment experience:
- Choose a tenure that fits your monthly budget.
- Pay your Credit Card bill on or before the due date.
- Monitor outstanding EMIs regularly.
- Avoid converting multiple purchases into EMI unless necessary.
- Review your monthly statement carefully.
Can You Convert Past Credit Card Transactions into EMI?
Many banks allow eligible Credit Card transactions to be converted into EMI even after the purchase has been completed, provided the transaction satisfies the bank’s eligibility criteria and the conversion request is made within the permitted time frame.
The availability of this facility depends on factors such as:
- Minimum transaction amount
- Merchant eligibility
- Time elapsed since the purchase
- The bank’s applicable policies
Customers should check the eligibility of individual transactions through Internet Banking, Mobile Banking, or by contacting the bank.
What is the Interest Rate on Credit Card EMI Conversions?
The interest rate applicable to Credit Card EMI conversions varies depending on several factors, including:
- The issuing bank
- The selected repayment tenure
- The type of transaction
- Any promotional EMI offers available
Before confirming an EMI conversion, review the applicable interest rate, processing charges (if any), and the total repayment amount.
Should You Convert a Purchase into EMI or Pay the Full Credit Card Bill?
The answer depends on your financial situation.
Paying the full Credit Card bill by the due date is generally the most cost-effective option because it helps avoid additional borrowing costs on eligible purchases.
However, EMI conversion may be useful when:
- You’re making a planned high-value purchase.
- You prefer spreading the repayment over several months.
- The monthly instalment comfortably fits your budget.
Conclusion
Converting eligible Credit Card purchases into EMI can make high-value expenses easier to manage by spreading repayments over a selected tenure, which can be an important consideration when choosing one of the best Credit Cards in India for your unique needs.
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